What is a credit?
One credit is not one request.
A credit is a unit of spend: 1,000,000 credits correspond to $1 of model cost. Every request is charged the actual cost of the AI model that answered it, so what a request consumes depends on the model, the length of your prompt and the length of the answer.
Monthly credits per plan
Section titled “Monthly credits per plan”| Plan | Monthly credits |
|---|---|
| Pro | about 60M for Sheets formulas, unlimited chat |
| Standard | about 22M for Sheets formulas, unlimited chat |
| Starter | about 7M for chat and formulas |
| Free | a small allowance for chat and formulas |
The exact number is shown on the pricing page and on your subscription page. How far credits go depends on the model: a lightweight model answers thousands of formulas for the credits one premium image costs.

How to get credits
Section titled “How to get credits”- A plan: monthly credits renew with your subscription, see Pricing and plans.
- Top-ups on Standard and Pro plans: $10 buys 1,000,000 credits.
- Bonus credits: referrals, reviews, follows.
- Pay per usage on Standard and Pro: unlimited formulas beyond the quota, billed at the end of the month.
Which credits are spent first
Section titled “Which credits are spent first”Monthly credits first, then top-up and bonus credits, then pay-per-usage if it is enabled.
Do monthly credits accumulate?
Section titled “Do monthly credits accumulate?”No. Unused monthly credits expire when the quota resets and are replaced by the next month’s. Top-up and bonus credits stay on your balance until you spend them.
When are credits renewed?
Section titled “When are credits renewed?”The quota cycle is 30 days, starting from your first use of GPT Workspace in the cycle; the subscription page shows when it resets.
What is a token?
Section titled “What is a token?”A token is a piece of text, about four characters in English. See Understanding GPT tokens on the blog.