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What is a credit?

One credit is not one request.

A credit is a unit of spend: 1,000,000 credits correspond to $1 of model cost. Every request is charged the actual cost of the AI model that answered it, so what a request consumes depends on the model, the length of your prompt and the length of the answer.

Plan Monthly credits
Pro about 60M for Sheets formulas, unlimited chat
Standard about 22M for Sheets formulas, unlimited chat
Starter about 7M for chat and formulas
Free a small allowance for chat and formulas

The exact number is shown on the pricing page and on your subscription page. How far credits go depends on the model: a lightweight model answers thousands of formulas for the credits one premium image costs.

The credits card on the subscription page with the monthly usage and the balance

  • A plan: monthly credits renew with your subscription, see Pricing and plans.
  • Top-ups on Standard and Pro plans: $10 buys 1,000,000 credits.
  • Bonus credits: referrals, reviews, follows.
  • Pay per usage on Standard and Pro: unlimited formulas beyond the quota, billed at the end of the month.

Monthly credits first, then top-up and bonus credits, then pay-per-usage if it is enabled.

No. Unused monthly credits expire when the quota resets and are replaced by the next month’s. Top-up and bonus credits stay on your balance until you spend them.

The quota cycle is 30 days, starting from your first use of GPT Workspace in the cycle; the subscription page shows when it resets.

A token is a piece of text, about four characters in English. See Understanding GPT tokens on the blog.